Personal Insurance in NJ

The Facts About New Jersey Personal Insurance

Purchasing personal insurance through Keller Insurance Services gives you access to the coverage you need at an affordable price. As an independent insurance agency serving West Deptford and surrounding New Jersey communities, we work for you—not the insurance carriers—helping you compare policies from multiple providers to find the best fit for your individual or family needs.

New Jersey Homeowners Insurance

Protecting your home is essential. A homeowners insurance policy provides coverage for your dwelling, personal belongings, and liability in case of accidents or damage. Whether you live in West Deptford, Mickleton, or nearby areas, property damage from fire, theft, storms, or other unexpected events can lead to serious financial loss without proper coverage in place. Keller Insurance Services helps you find the right protection based on your home’s value and location.

New Jersey Auto Insurance

Auto insurance is required by law and necessary to protect both your vehicle and your financial well-being in the event of an accident. Whether you commute daily or drive occasionally, we help drivers secure adequate coverage for liability, collision, and comprehensive risks. With rising repair costs and potential legal exposure after a crash, having the right policy in place is critical for every New Jersey driver.

New Jersey Flood Insurance

Standard homeowners insurance does not cover flood damage. For residents in flood-prone areas of New Jersey, including those near rivers or coastal zones, a separate flood insurance policy is often a necessary safeguard. Floods can cause extensive property loss, and without this additional policy, homeowners may be left with significant out-of-pocket expenses. We help you determine if flood insurance is a recommended addition to your coverage.

Personal Umbrella Insurance

personal umbrella policy adds extra liability coverage above your standard auto and homeowners insurance. It’s designed to protect you in situations involving major claims or lawsuits that exceed your base policy limits. For example, if someone is injured on your property or you’re found liable in a serious car accident, umbrella coverage can help safeguard your savings and assets.

New Jersey Life Insurance

Life insurance helps protect your loved ones financially in the event of your passing. Whether you’re looking for term life insurance to cover a specific period or a permanent policy for lifelong protection, we help you choose a plan based on your income, dependents, and long-term financial goals. Life insurance ensures your family can cover mortgage costs, debts, and other financial needs when it matters most.

Bundled Policies

We also offer options designed for households and families, including bundled coverage that combines multiple policies into one convenient plan. These packages can simplify billing, reduce overall costs, and ensure that everyone in the home has the protection they need.