Snow Plow Insurance in New Jersey
Comprehensive coverage for plowing, salting, and snow hauling operations across the Garden State.
Snow and ice removal come with real risks—one collision or slip can result in major liability. Keller Insurance provides specialized snow plow insurance for contractors and seasonal operators, protecting against property damage, injuries, and vehicle accidents during New Jersey’s toughest months.
Insurance Coverage for Snow Plow Operators
Whether you manage a fleet or operate a single truck, reliable coverage keeps your snow removal business prepared for any storm.
General Liability Insurance
Covers third-party injuries or property damage, including slips and falls after service or accidental damage to mailboxes, driveways, and landscaping.
Workers’ Compensation
Provides medical, wage, and recovery benefits for employees injured on the job—crucial for teams working long, hazardous shifts in freezing conditions.
Commercial Auto Insurance
Protects plow trucks, salt spreaders, and other vehicles against collision damage, liability, and weather-related accidents.
Equipment Insurance
Covers plows, blades, spreaders, and snow blowers from theft, fire, or damage—whether stored off-season or mounted on trucks.
Contractor’s Errors & Omissions (E&O)
Guards against negligence claims, such as failing to clear a contracted area completely or missing a scheduled service window.
Why Snow Plow Insurance Matters
From residential driveways to commercial lots, snow removal contractors face heightened liability every winter. The right coverage protects your income, assets, and reputation—ensuring you meet client requirements and stay compliant throughout the season.
Who Needs Snow Plow Insurance
Ideal for independent plow operators, landscaping companies offering winter services, and large snow management businesses across New Jersey.
Why Choose Keller Insurance
Keller Insurance has been protecting New Jersey contractors for decades. We understand the demands of winter work and tailor snow plow insurance to fit your operations—so you can focus on keeping roads and lots clear, no matter the forecast.
FAQs
Do I need snow plow insurance if I only work seasonally?
Yes. Even part-time or on-call plow operators can face costly claims for property damage or injury.
Will my landscaping policy cover snow plowing?
Not always. Many policies exclude snow operations unless specifically added. Our team can help extend your existing coverage.
Does general liability include slip-and-fall claims?
Yes, general liability typically covers injuries caused by snow or ice after service, as long as your business is named in the claim.
Need an Insurance Policy?
Contact Us Anytime
