Janitorial Insurance in New Jersey

Coverage for cleaning and maintenance businesses serving homes, offices, and facilities across the Garden State.

From slips and spills to property damage, janitorial work comes with everyday risks. Keller Insurance helps cleaning companies protect their reputation and clients with insurance designed for custodial, commercial cleaning, and maintenance services.

Insurance Options for Janitorial Businesses

Cleaning professionals face liability risks every time they enter a client’s space. The right coverage keeps your business protected and compliant.

General Liability Insurance

Covers third-party claims of injury or property damage—like a client slipping on a wet floor or damage from cleaning chemicals.

Workers’ Compensation

Protects employees in case of job-related injuries such as repetitive motion strain, chemical burns, or falls while cleaning.

Property (Equipment & Supply) Insurance

Covers vacuums, buffers, and cleaning supplies against theft, fire, or accidental damage—at your facility or on the job.

Commercial Auto Insurance

If you use company vehicles to transport staff or supplies, commercial auto protects against accidents, injuries, and property damage.

Why Insurance Is Critical for Cleaning Businesses

Clients trust you with their property and privacy. A single claim or accident could harm your reputation and finances. Insurance helps you maintain professionalism, meet contract requirements, and recover quickly from accidents.

Who Needs Janitorial Insurance

Ideal for residential cleaning services, commercial janitorial crews, window cleaners, and maintenance companies operating anywhere in New Jersey.

Why Choose Keller Insurance

Keller Insurance works with top carriers to offer affordable coverage for small cleaning crews and established janitorial companies alike. We understand your industry’s contract requirements and provide fast, reliable certificates of insurance when you need them.

FAQs

Is bonding required for janitorial companies?

Many commercial clients require janitorial bonds before signing a service agreement—it’s a sign of trust and professionalism.

Does insurance cover damage from cleaning chemicals?

Yes, general liability insurance helps cover accidental damage from cleaning products or spills.

Can I combine multiple coverages?

Absolutely. Bundling liability, property, and auto insurance simplifies management and can help reduce your overall premium.

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Matheus Chiappina profile picture
Matheus Chiappina
21 August 2026
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Sal was super helpful, hands down the best customer service! Definitely went above and beyond, explained to me many things that I wasn't sure about or didn't know, recommended me the best approach etc. I'm with a way better policy and paying less. And every year they will shop around again to find me the best policy.
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Daniel Charnitsky
10 August 2026
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Keller Insurance (more specifically Mersaydes) deserves more than 5 stars. She is super efficient and always has my best interest in mind when selecting and reviewing all of my insurance policies for the best possible price and coverage. I highly recommend Keller and Mersaydes - give them a try - you will not be disappointed.
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PATRICIA CADLE
29 July 2026
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I had a great experience working with Merissa O'Neill from Keller Insurance Services. She was friendly, knowledgeable, and took the time to explain my options. Most importantly, she was able to help me lower my car insurance while making sure I still had the coverage I needed. She made the entire process easy and stress free. I truly appreciate her patience, professionalism, and dedication to helping me save money. I highly recommend her to anyone looking for excellent service and better insurance rates!
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Jonathan Henninger
26 June 2026
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Keller made getting new auto and homeowner insurance SO EASY! Ben was easy to work, did a great job at guiding us and was extremely responsive. Every insurance experience should be this easy. Save yourself time, money and headaches, and call Keller Insurance today.
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Kevin McFadden
9 June 2026
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Sal was exceptional. We were looking for auto, home, and umbrella policies. He created a video that explained our options, comparing existing policies and his proposed solutions. All in all, it was an extremely positive experience!
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MORGAN FISHER
2 June 2026
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Sal was extremely helpful and kind!!! He had all the answers to my questions and was a pleasure to work with!!! Thank you Sal!!!
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jennifer m sanders
1 June 2026
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Ben was amazing!! He found me auto coverage saving me so many $$$ a year. He made the transition so easy he walked me through the whole process. I Would definitely recommend this business!!!
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Kelly Gillin
19 May 2026
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Great experience! Thanks so much Sal! :)
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Lillian Hauler
29 April 2026
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Ben has been very helpful finding us the best rates and always responds to my questions quickly and courteously.
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Trey Doescher
29 April 2026
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Recently switched to Keller Insurance after working with Sal. He was professional, quick to respond and highly informative when coming up with an optimal insurance plan for home, auto and umbrella coverage. His pricing was extremely competitive and I will recommend him to friends and family.