The Facts About New Jersey Auto Insurance
When you live in Mantua, New Jersey or the surrounding areas of Mickelton and Mullica, it is important to take your time and find the right auto insurance coverage to protect your car. The state of New Jersey requires every driver to obtain an insurance policy, though the exact amount and plan that is most appropriate will vary.
In the state of New Jersey, the minimum requirement is a basic policy, which provides $15,000 for personal injury protection, property damage of up to $5,000 and several additional options. Although bodily injury liability is only available as an option, the state recommends that every driver considers some protection for other drivers in case they cause an accident.
Although the minimum requirements are not substantial, it is possible to obtain a standard plan or more comprehensive coverage that protects a driver from further losses.
Finding the Best Rates
Regardless of the amount of coverage you select for your vehicle, it is possible to pay a fair rate by comparing your choices online. When you compare auto insurance quotes online, take your time to select the protection plan that is most affordable and appropriate for your needs, concerns and goals.
Before you assume that the best rates is the first option you see, talk to an independent agency and find out more details about your options and potential discounts that may apply to your account. As your independent agent, we are able to offer advice and suggestions that can bring your rate down with discounts and options that the insurers provide.
Talking to an independent agency like Keller Insurance Services will allow you to talk directly to an agent and learn more about your options, coverage plans and methods of bringing down your rate without sacrificing your financial security if an accident occurs. To learn more about auto coverage in New Jersey, contact us today to talk to a local agent.